Review of Yokohama Bank loans and the advantages and disadvantages | Knowledge was obtained. Loans

11/1/2017 loans of the Bank of Yokohama, Yokohama bank card has an annual interest rate 1.9~14.6% the borrowing maximum amount 10-loans 10 million yen, even if you are in a hurry to be available on the shortest day is.
If Yokohama Bank ordinary deposit account holders, customers, eliminating the mailing and FAX without all contract concluded on the Web.
Interested in trading or you do not have account in Bank of Yokohama is application is possible.
However for people residing in Kanagawa, Tokyo, Gunma prefecture (maebashi / Takasaki-Shi / kiryu City) because it does not accommodate the whole country, or not work.
Instead, the target area residents available in leading major loans better than highlights.
Here, from the examination of the Yokohama Bank loans, advantages and disadvantages, enrollment verification detail how to apply we will explain.
Bank of Yokohama, Ltd. Yokohama Bank loans Hama AG (hamaginn) nicknamed the is, put the head office in Yokohama, Kanagawa Prefecture Japan’s largest regional bank.
11/2014, agreed and the second regional bank of East Japan Bank merger exceed the Fukuoka financial group with total assets, became the biggest domestic as the regional banking group.
Bank of Yokohama, covers a number of products, such as mortgages and car loans, Freeroll, but among them, you’ll find putting power card Rong I..
Nagatomo of the Japan national football team is serving as the mascot of Yokohama Bank loans.
2016 settlement released 5/18/2017 actively conducts public relations activities aimed at acquiring new customers as a result, lending loan loans money record 63700000000 Yen increased by 25% last year.
More than loans by purpose, has now become a super popular in a rising.
Yokohama bank card specs Yokohama Bank loans “Yokohama Bank loans (aka: still bank loans)” for product specs. ♦ use principle of basic information of Yokohama Bank loans (non-project funds) for contract at age 20 and 69-year-old terms and conditions (1) have a stable income, and their spouses (even for part-timers is available, students will, the annual pension includes) (2) Obtain warranty guarantee company (SMBC consumer finance co., Ltd.) who reside in the area of business of Bank of Yokohama or have been work (3) annual interest rate 1.9~14.6% change interest rate type (* 1) borrowing limits the amount 10-10 million yen (100000 yen)
Examination time same-day examination on the same day loan minimum day interest-free service without delay interest rate at 18.0% contract period one year every automatic update (not new debt after 70 years of age.You can repeatedly use Yokohama Bank loans the freedom funds, within the borrowing limits.
When funds are needed because only Freeroll (Multipurpose loans) are principle free funds that borrow money once and will pay off after the once again form the should not pass in the examination of the loan.
Loans can freely do borrowing and repayment in the amount available amount is set.
Not only the funds together is no interest because if you borrow money, you need, is a good way to “prepare for steep spending cards just want to have” used.
In addition, SMBC consumer finance co. Ltd. will guarantee collateral or a guarantor is required.
Do not have to pay extra because the guarantee fee is included in the interest rate.
Joining fees, annual fees are free, but to use the ATM to ATM usage fee is needed.
Preparing principle and application if desired amount 500000 Yen can be only on proof of identity.
Who can apply to people who can sign up for Yokohama Bank loans Yokohama Bank loans, contract when met with a steady income people aged 20-69 years (and their spouses) is a resident in the area following the Bank of Yokohama, or have been working towards.
♦ Yokohama Bank loans in target area Prefecture Kanagawa Prefecture all regions Tokyo Tokyo all region, Gunma prefecture, maebashi, Takasaki, kiryu city Yokohama bank card you can use is the following.
Unfortunately full-time self-employed temporary employees and employees part-part-time full-time housewives pensioners were part-time income at 20 years of age and older students cannot apply.
Yokohama bank card users ‘ data is as follows.
* Yokohama Bank Web site Yokohama Bank loans compared to other companies the Bank of Yokohama, compare interest rates and borrowing limits, the better? ♦ loans comparison list product interest rates (per annum) borrowing limits amount of regional bank Yokohama Bank loans 1.9~14.6%10~1, 000-10,000 yen Chiba Bank loans 1.7~14.8%10~800 million yen Suruga Bank cardronlizard plan 3.9~14.9%10~ 8 million yen consumer financial promise 4.5~17.8%1~500 100000000 Yen ACOM 3.0~18.0%1~800 10,000 yen AIFUL 4.5~18.0%1~500 10,000 yen mobit co., 3.0~18.0%1~800 ¥ branches 4.9~18.0%1~ 3 million yen Bank Shinsei Bank these 4.5~18.0%1~500 million yen Mitsui Sumitomo Bank loans 4.0~14.5%10~800 10,000 yen Mitsubishi Tokyo UFJ Bank cardrombang quick 1.8~14.6%10~500 10,000 yen Mizuho Bank loans 2.0~14.0% 10-8 million yen, resona Bank loans 3.5~12.475%10~800 10,000 yen NET Bank Rakuten bank card Super Lawn 1.9~14.5%10~800 10,000 JPY Orix Bank loans 1.7~17.8%10~ 8 million yen self jibun Bank loans mortgage 1.7~17.5%10~800 10,000 yen live Shinshu SBI Net Bank loans premium 0.99~7.99%10~1, 2 million yen Japan NET Bank cardronenetcassing 2.5~18.0%10~
10 million yen distribution system Bank ion Bank loans 3.8~13.8%10~800 10,000 yen limit 1 million yen, basically high interest rates can be applied.Travelers wishing to expensive loans, borrowing limits and maximum of 10 million yen can be for 10 minutes.
Turns out that because even the lowest interest rates are at a low level compared to other low-interest loans.
Sweet review of Yokohama Bank loans? severe? as long as the problem of excessive lending has said tough examination, bank loans and bank loans loans exceeds the consumer finance, and today, is so said not.
Certainly seems more consumer finance lower examination pass rate, but this is a meaningful manner is not.
Is trying to use those places and why not say, in the consumer finance regulations total borrowing more than one-third of salary because, in consumer lending more money in total exempt Bank loans.
Negative points and examination of bank loans in financing from consumer finance.
It would be reviewed in troubled debt in addition to examination pass rate for is of course. Considering that the loans of the Bank of Yokohama, take part, part-time, full-time housewives, pensioners, and drop into the review is because there is good reason, to use the card for the first time,
But I’m using a third-party bank card in the Bank of Yokohama, summary and do not have to worry about people there wanted to refinance with you.
Exceeds the limit of 1 million yen and lower interest rates because the examination is done severely.
Possible through screening if conversely desired amount less than 1 million yen loans, there are enough.
If you can’t borrow money strictly commensurate with the income and ability to repay but so common purposes, such as cost of living and shopping is funds borrowing limits less than 300000 Yen more is safe.
Proactive review of “borrow diagnosis of 3 seconds” Web site is the review of the Yokohama Bank loans, “borrow diagnosis of 3 seconds” try?.
Will diagnose the practical examination only to enter the age, income, loan number, loan amount, loan can be.
Note the reference to experiment.
Annual income and the number of loans is top-priority item in the examination.
You have third-party loans and apply for first-time users are worth a try.
Review warranty company is SMBC consumer finance co., Ltd. is responsible for final loan decision the Bank of Yokohama, done, but doing a substantial review of the Yokohama Bank loans is SMBC consumer finance Ltd. warranty company.If it is a guarantor will repay to you will.
SMBC consumer finance’s parent company, Sumitomo Mitsui Financial Group.
Review of the Mitsui Sumitomo Bank loans of the Group and service brand promise, promise ladies do SMBC consumer finance.
Yokohama Bank loans has entrusted the security operations to SMBC consumer finance with extensive evaluation know-how, so can be assessed.
Introduce the benefits of Yokohama Bank loans benefit Yokohama Bank loans.
Customers do not have the account of the Bank of Yokohama, Yokohama Bank loans can arrange Web complete online filing of required is not required, it is possible.
If in addition, Yokohama bank account holders, customers, eliminating the mailing and FAX without all the formalities are concluded on the Web.
Web complete agreement has, Yokohama bank accounts and ATM card holders only.
No submission is required because identification is confirmed in the registration card.
Income certificate may be submitted on the Web.
If you do not have an account in the Bank of Yokohama, is the submission of contracts and necessary documents by mail or FAX.
Examination results are same-day answers Yokohama Bank loans the examination result is will contact to rule the day.
Depending on the reception and examination situations may next day after judges heard a local bank loans in judging the speed on top early.
And why not say, do a substantial review of the Yokohama Bank loans is warranty company SMBC Consumer Finance Corporation.
Speaking of SMBC finance service brand promise of consumer finance is also famous.
Review speed promise of a minimum of 30 minutes and and overwhelmed by the other, in the Yokohama Bank loans as well as can be expected.
It examination answers fast and will take further time to and takes too long to get a loan and lighter burden in terms of feelings.
Minimum same day loans available Yokohama Bank loans minimum same day loan is also possible.
Reviewed early selection is important in a hurry and want to borrow money, but in the review early, but one week before finance-actually, there are regional banks would take a month.In summary, rates available allowing Yokohama Bank loans interest rates, said low interest rates at 1.9~14.6%.
Taking advantage of interest rates only in Bank loans, debt consolidation and refinancing loans also available.
You may currently have debt financing from third-party interest rate applied at the Yokohama Bank loans of third-party loans average interest rate less than your monthly payment and total interest can be smaller.
Is describes interest rate in detail later.
Available degree of insurance coverage for the cost of living and in case of emergencies is useless, and does not imply that payment should have the funds together from 2000 yen monthly regular payment is owed 2000 yen 100000 Yen if only 2000 yen.
100000 Yen-200000 Yen is 4000 yen.
If monthly repayments a lighter then regular repayment amount or more in additional pay.
Could afford to finance and repay steadily, while the repayment is also possible.
And is also available at any time when the money is needed.
Housewives and pensioners application OK Yokohama Bank loans even housewives and pensioners can apply.
If the Yokohama Bank loans steady spouse housewives who have no income or income, as well as the general public application is possible.
Incidentally in consumer finance total pollutant load control for a principle, homemaker can borrow money.
Can apply even if you’re only pension income is up to 69-year-old age limit.
Also not new debt after 70 years of age, only the repayment deal.
Yokohama Bank loans trade-offs Yokohama Bank loans has also disadvantages. Regional banks unique?
Resident in the area of business of Bank of Yokohama Yokohama Bank area is limited, even, or better not working cannot apply.
In “even though I have the account,” and I might think.
Please rest assured after reversing debt contracts with movers and relocation outside the reception area if you continue to use as you can.
It can apply even after passing the preliminary examination to account to the Bank of Yokohama, have savings accounts do not typically have the need to open an account is not.
Do not open an account agreement between after preliminary examination, do not have your account, the Bank of Yokohama.
Open an account can store or Yokohama bank account opening application.You do not need loans Mitsui Sumitomo Bank, Mitsubishi Tokyo UFJ Bank card account.
Other Rakuten bank card loans the ion Bank loans, ORIX Bank loans, bank loans account is no longer needed.
It takes about a week or so to reach such contracts completed for about a week later, the caching-only loan mortgage only card will be delivered to.
May be a little inconvenient to automated contract machine is not installed in the Bank of Yokohama, so after the contract immediately card you wish to receive a.
Loan is received by postal mail only.
However, coaches hastily borrowed money as soon as possible by transfer minimum same day loans available is.
Yokohama Bank loans (interest rates, limits and debt-repayment and application) Yokohama Bank loans interest rates, limits and loan-repayment and application information.
Yokohama bank card loan interest rate is set interest rates according to the borrowing limit. ♦ 1 million yen Yokohama Bank loans interest rates loan limit amount of interest (including security fee), 14.6% 100 million JPY 2 million or less 200-year 110000 Yen over 3 million yen %300, 80000 JPY 4 million yen 400′ in 60000 JPY 5 million yen below 4.8% per year JPY 5 million 6 million yen %600, 40000 JPY 7 million yen, 4.0 %700 million JPY 8 million yen year 3.5 800 million yen over 9 million yen year 3.0 %900 million JPY 10 million yen years 2.5% 1, 000-10,000 yen in 1.9% (5/19/2017) *
Interest rate is a floating rate.
How much rent in within the borrowing limit will be reviewed from time to time due to the financial situation, if you can.
Not borrow 10000 Yen even if the borrowing limits 3 million yen in interest rate is 8.8% applies.
As a result, note that you cannot borrow money not worth people want lower interest rates, would amount to declare because the income and ability to repay.
Enrollment confirmation Yokohama Bank loans will be enrollment confirmation to the employer.
Enrollment confirmation call will out, tester’s personal name, is available upon request at Yokohama Bank name is OK.
Privacy designed 10 minutes, does not leak any information about card use is to a third party.
You can use with confidence in the adherence to privacy.
Maz coaches enrollment verification is done at the stage of the preliminary examination application and have a phone to work and usually takes the phone from so this seems unnaturally worried about after signing up soon to cardromplaza of Bank of Yokohama on the phone consult with try.You will receive in about a week or so after the agreement of loans.
Don’t worry about sent information from the Bank if you received a mailing from the Bank of Yokohama, and account holders in a normally good things so it seems suspicious.
So of course envelopes product name is not listed for your peace of mind.
So even those who do not have account mailings from the local bank, especially it seems suspicious that should not.
But in mailings from Hokkaido, and Kyushu regional banks if it obviously is unnatural.
Also trading statement will be mailed to the shipping address, but “still Bank” mail using maidirect (Internet banking), transaction details such as switching to electronic delivery (e-statement) is not.
“Still Bank” that need to register separately, maidirect, loans account to register on the service account is a convenient service that borrowing and repayment on the Internet.
By the way, do not have the account of the Bank of Yokohama, about 2-3 weeks later you will receive a cash card.
Debt is debt how Yokohama bank debt.
“Still Bank” maidirect (Internet banking) Yokohama Bank ATM shared network ATMs getting private loans loan is approximately one week.
Wish to loan on the same day given for repayment usually by bank transfer to a bank account contract on China financing is available.
You may be in the next day or later depending on the reception and examination conditions.
How to apply the “shortest” are introduced at the bottom of the page.
It is available ATM Yokohama Bank ATM availability and fees. ♦ Yokohama Bank loans ATM usage time borrowing / repayment day trading time fee debt flat, at 0:00-8:45-18:00 free 18:00-24 at 108 Yen all day weekends and public holidays 108 Yen repayment on weekdays all day long free weekends and holidays all day unable to accept convenience store ATMs or post post Bank ATM,
Aeon Bank ATMs are available.
Seven Bank ATME-net Lawson ATM Yu post Bank ATM Banking ATM * ion ÆON repayments do not give loans is 8:45-18 takes a fee of 216 Yen 108 yen, after-hours and on weekends and holidays.
Repayment is non-trading weekdays free, weekends and holidays.
Will not apply on the Internet not to increase the debt limit increase in the size of Bank of Yokohama from the phone, postal mail or FAX registration is possible.
Increase in telephone reception in the reception center, Yokohama Bank loans.Do not take an examination in place to raise the level of the.
Increased screening was done soon arrives at Yokohama bank card round Plaza agreement, will be increased to contact business day or the next week.
This is the repayment method Yokohama bank card payment.
Debit “still Bank” maidirect (Internet banking) Yokohama Bank ATM Alliance ATM regular repayments (monthly payment) debit only, regular payment date is monthly 10 days (10 days for weekends and holidays next week Office business) is.
Debit from your account if regular payment date from your account automatically debit payments, so don’t go to the ATM payment each time.
Partial repayment (repayment from time to time) or full repayment (repayment) enables regular repayment bank account withdrawal is, but “still Bank” from maidirect and ATM full or partial repayment repayment is possible.
Some repayments how to repay any amount of Internet banking and ATMs by the proceeds of any principal on the amount from time to time.
However, because even though a partial repayment whenever debit note.
You can also make money I can afford in principal and interest to repay the full.
BTW with less interest payments is the points went up steadily to reduce the principal, settled separately from the regular payments to repay some money to repay in full.
This is a list of the regular payment of the monthly repayment amount of Yokohama Bank loans. ♦ regular repayments after the Yokohama Bank loans repayment amount last month regular payment after loan balance regular repayment amount monthly debt balance regular repayment Yen over 3 million yen 2000 yen 2000 yen including interest until the day before as the upper limit 3500000 below 100000 Yen 1000 yen 2,000 円 350万 Yen 4 million yen 40005, 000 yen over 100000 Yen-200000 Yen Yen 4,000 円 400万 Yen 4500000 300000 Yen 5万 円 20万 Yen following 5 million yen 6,000 円 450万 Yen 5万5,000 円 30万 Yen 400000 Yen below 8, 000 Yen Yen 5 million 6 million 500000 Yen 6万 円 40万 Yen Yen 1万 円 600万 Yen 7 million 1 million yen 6万5,000 円 50万 Yen Yen 1万5,000 円 700万 Yen 8 million below 1500000 Yen 7万 円 100万 Yen 2万 円 800万 Yen 9 million yen 70005, 000 Yen Yen 1500000 2 million yen 10 million yen 2万5,000 円 900万 Yen 2500000 Yen 8万 円 200万 Yen 0 Yen 8万5,000 円 250万 yen or more 3 million yen 35000 Yen borrowings 100000 yen and monthly repayment amount is 2,
000 yen was prolonged period is kind of a nice wallet, this is, do not continue to repay more than four years.Examination application required documents Yokohama bank card contract first requires proof of identity.
Web complete agreement, aiming at identification with your cash card so submit identity verification documents.
If you do not have an account, and submit by mail or FAX.
Identification documents are either currently in effect and that contain the name, address, date of birth: please. ([] Points to copy mail in the) ♦ identity confirmation document license [both sides both sides] health insurance [name, card type the page address and insured dependents if double-sided] Passport page photo and address myNumber card (personal number) [surface]
Can verify current income if you become more than 500000 Yen residence cards and special permanent resident card would limit income certificate is required. ([] Where to copy mail in the) ♦ withholding of income certificate [is on the employer’s company name, certificate of tax tax [tax issue marks one] notice on tax [tax office registration marks one] [what is the City Mayor issued signs]
Desired debt limit is 500000 Yen less than can apply principles and identification alone.
Learn how to apply for the examination and application flow Yokohama Bank loans.
In the Office of the Bank of Yokohama, Yokohama bank card application is not possible.
For this reason, follow the application from your computer or Smartphone.
Application procedure is as follows.
Official site access application form winners contact (phone or email) contract Bank loans (if you need a loan in the same day) cards issued. mail (about a week) at an ATM customer specified repayment for usually by bank transfer to a bank account contract date is available.
However, it may not be available on the day of your contract by the reception. The day of what time I book?
Yokohama Bank loans during the day who want to borrow more until 10 a.m. on the application, can send by FAX ago 1 pm offers same-day loan is possible in principle.
However, it may be difficult need to via online in advance if the following loans offers same-day. If no procedure to change the delivery address, telephone number if the account in the Bank of Yokohama, but do not have accounts in the Bank of Yokohama Ltd. account name change have not yet non-educational loans loans contracts has not yet been a principal’s confirmation in advance online and arrange to?
Upon signing a contract change seal and the original mail need to be, you cannot contract by FAX.

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